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Closing Cost: Who Pays What?

Closing Cost: Who Pays What?

Closing Costs for Sellers ½ of the Title & Escrow Fees Fees such as transfer taxes, title insurance, notary fees, etc. Commissions Average Real Estate Commission is 6% in the Columbia Market Loan Payoff Outstanding mortgages balances would be satisfied at closing. Home Warranty (optional) Property Taxes (Prorated) RE Brokerage Administration Fees Pest or Septic [...]
Monthly Market Update for Columbia, SC December 2019

Monthly Market Update for Columbia, SC December 2019

Market update for December 2019, the overall Average Sales Price was up 6.5 percent to $216,158. New Listings were up 17.6 percent to 915. Pending Sales increased 19.5 percent to 876. Inventory grew 9.2 percent to 2,991 units. The price range that tended to sell the quickest was the $100,001 to $150,000 range at 35 […]

Ultra FICO

Ultra FICO

Hey Columbia SC Metro Friends!Are you ready to buy that new home, get car insurance, or finance your new vehicle? Ever wonder how your credit is calculated? You need to understand how your Ultra FICO score is calculated. There will be some changes coming soon in the credit scoring model. January 2019 you will see […]

Living In Irmo SC

Living In Irmo SC

Are you interested in living in Irmo, SC? There are several communities located right next to Woodley’s Garden and the Publix complex. You can literally walk to go shopping and dine at local restaurants. You would be only 5 minutes from the prestigious Lake Murray where you can enjoy a walk across the dam for […]

Is Print Media Dead?

Is Print Media Dead?

Many Sellers who are from the baby boomer generation have asked why not post my home on an ad in the paper. The truth of the matter is few people scribe to or read the state newspapers that are in the market for homes. In 2013 I joined the real estate business and began to […]

What is the ALTA statement?

What is the ALTA statement?

We are not at minimum 3 days from closing and you get an email stating that your ALTA statement is attached for your review! There are a lot of numbers on this sheet and you are trying to read it line by line. What in the world, what is this, and what happened to the […]

Veterans United Home Loans

Who qualifies for a VA Loan? Are you a military veterans or active military on a quest to achieve the dream of homeownership. More than 22 million service members have used these flexible, no down payment loans since 1944. Often times VA loans are published and promoted as “no down payment,” often times this leaves […]